Individual Coverage Health Reimbursement Arrangements, or ICHRAs, are a new approach to employee health benefits that give employers a tax-advantaged way to provide flexible health coverage. For small businesses, ICHRAs offer an alternative to traditional group health plans, which can often be expensive and difficult to manage. So, how does an ICHRA work? Instead of offering a specific group plan, employers give employees a set amount of tax-free money to spend on a health plan they choose thems

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