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  1. Best CD Rates Of January 2026: Up To 4.10% APY - Forbes

    6 days ago · Before you lock up some of your savings for months or even years, make sure you choose a certificate of deposit that maximizes your earning potential. We analyzed 458 CD accounts from 148...

  2. Best CD rates of January 2026 (Up to 4.20%) - Bankrate

    Opening a certificate of deposit (CD) allows you to lock in an attractive fixed rate and earn higher returns compared to traditional savings accounts, while providing guaranteed growth for a set...

  3. Certificates of deposit (CDs) | Fixed income investment | Fidelity

    Certificates of deposit, or CDs, are fixed income investments that generally pay a set rate of interest over a fixed time period. Learn more here.

  4. What Is a Certificate of Deposit (CD)? Pros and Cons

    Nov 20, 2025 · Learn how certificates of deposit (CDs) work, how they offer safe, fixed returns over set terms, and how they compare to savings accounts for growing your money.

  5. Best CD Rates of January 2026 | DepositAccounts

    Locking in a high-yield certificate of deposit (CD) rate can help you grow your savings and fast-track your financial goals. The best CD rates often outperform traditional savings accounts, making them a …

  6. How do CDs work? - Edward Jones

    Learn how CDs work to determine if they're an appropriate investment for you.

  7. Certificates of Deposit (CDs) - Investor.gov

    Certificates of Deposit (CDs) What are certificates of deposit? A certificate of deposit (CD) is a savings account that holds a fixed amount of money for a fixed period of time, such as six months, one year, …

  8. Certificate of Deposit | Charles Schwab

    CDs are bank deposits that pay a stated amount of interest for a specified period of time and promise to return your money on a specific date. They are federally insured and issued by banks and savings …

  9. Savings and Certificate of Deposit (CD) Interest Rates

    For CDs, interest begins to accrue on the business day you deposit non-cash items, such as checks. Penalties – including early withdrawal penalties – could reduce earnings.

  10. CD Account | Open a Certificate of Deposit | Regions Bank

    Open a CD account and earn a competitive rate with minimal risk. It is a great savings plan for your short-term needs. Open a CD account today!