If your middle FICO score is 619, you will be denied for a conventional loan because the minimum required FICO is 620.

A debt consolidation loan may help you save money or get a lower monthly payment, even if you have fair credit.

As the days grow longer and the flowers begin to bloom, many of us feel the urge to open the windows, dust off forgotten ...

Credit reference agency Equifax UK has called on the lending industry to unite in accelerating financial inclusion and ...

Each time you take out a loan or credit card, the lender makes a hard enquiry to check your credit report. These hard ...

A good credit score is not an overnight build-up—it takes persistence, discipline, and intelligent financial choices.

Contemporary product management has moved away from making decisions based on instinct towards a data-enabled solution where ...

In this article we are going to estimate the intrinsic value of Equifax Inc. (NYSE:EFX) by taking the forecast future cash flows of the company and discounting them back to today's value.

The S&P 500 advanced 0.6% on Thursday, May 1, securing its eighth straight winning session as strong results from Microsoft ...

Which credit score do mortgage lenders use? Fannie Mae and Freddie Mac use FICO scores to determine borrower eligibility for ...

More lenders are checking borrowers’ credit with credit scoring company VantageScore, which was developed by Experian, ...

Personal finance expert Aaron Peake says one mistake can leave you paying more than £129,000 over a 25-year term on a ...