Fifteen-year mortgage rates hit a one-month high today. Today, the mortgage interest rate on a 30-year fixed mortgage is 6.35%, according to the Mortgage Research Center, while the average rate on a 15-year mortgage is 5.

In the ever-evolving landscape of mortgage financing, understanding current refinance rates is essential for homeowners looking to make informed financial decisions. As of December 9, 2025, the average refinance rate for a 30-year fixed-rate home loan stands at 6.

Explore current mortgage rates and what they mean for homebuyers Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side. Edited By Written by Staff Deputy Personal Finance Editor, Buy Side ...

Currently, the average interest rate on a 30-year fixed mortgage is 6.27%, compared to 6.25% a week ago, according to the Mortgage Research Center.  For borrowers who want to pay off their home faster,

Citi Mortgage: 5.629% Navy Federal Credit Union: 5.685% PenFed Credit Union: 5.915% Chase Home Loans: 5.954% Better: 5.981% Truist: 6.085% Rate: 6.091% U.S. Bank: 6.159% Fifth Third Bank: 6.27%

Explore current mortgage rates and what they mean for homebuyers Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side. Edited By Written by Staff Deputy Personal Finance Editor, Buy Side ...

Mortgage rates are expected to decline marginally throughout the rest of 2025, but 30-year fixed rates aren't likely to dip below 6% until the end of 2026. However, the mortgage rates forecast changes from one month to the next as economists digest ...

The 30-year fixed mortgages in this week’s survey had an average total of 0.34 discount and origination points. Discount points are a way to lower your mortgage rate, while origination points are fees lenders charge to create, review and process your loan.