As a nationally recognized personal finance writer for the past decade, Jacob Wade has written professionally about banking and other consumer topics for Investopedia, Money.com, The Balance, ...

ChexSystems tracks negative banking history for up to five years and is used by over 90% of U.S. banks and credit unions to screen new accounts. You can get a free ChexSystems report annually and ...

Ben Gran is a freelance contributor for Forbes Advisor on banking. He also writes for The Ascent (a Motley Fool service), where he covers insurance, credit cards, personal finance and investing. Ben ...

James McClenathen is a full-time Managing Editor and Personal Finance Writer at Motley Fool Money, overseeing the production and quality of editorial content while also writing about credit cards, ...

Take a Financial Relief Quiz. Get matched with an Authorized Partner. If your application to open a bank account was denied, you might want to check your ChexSystems report, which is a record of your ...

If you apply for a new checking account and your application is denied, chances are it’s because there’s a negative report of your banking history by ChexSystems. ChexSystems is a specialty consumer ...

If you've had banking problems, ChexSystems will alert other banks about them for up to five years. Opening new accounts could be tough. Prepaid cards or second-chance checking could help. Many, or ...

If you've ever been denied a bank account, it is likely because of negative actions in your ChexSystems report. ChexSystems is a consumer reporting agency that collects information on the opening and ...

ChexSystems is a consumer reporting agency that runs reports on your savings and checking account history. It is commonly used by banks and credit unions to screen applicants before approving new ...