Too much coverage wastes money, but too little can expose your company to claims and court awards. Here is how to calculate exactly what you need.

Christy Bieber has a JD from UCLA School of Law and began her career as a college instructor and textbook author. She has been writing full time for over a decade with a focus on making financial and ...

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A state-by-state summary of which businesses need workers’ compensation insurance and how to buy it. Many, or all, of the products featured on this page are from our advertising partners who ...

When an employee receives workers’ compensation benefits, they generally don’t have to pay state or federal taxes on the money. However, tax rules vary by state, and in some cases, employees may need ...

In the field of insurance, the principle of indemnity is to restore the insured to the same financial condition as before a loss. With workers' comp, indemnity describes payments made to an injured or ...

When workers suffer injuries on the job, or sustain illness or injury away from the job that result in absence from work, in some cases disability or workers' compensation benefits are available.

Workers’ compensation insurance can help protect your business and employees when an employee is accidentally injured or falls ill on the job. Each state has its own workers’ compensation laws for ...

Employers, employees and insurance companies all play a role in the workers’ compensation claims process. Many, or all, of the products featured on this page are from our advertising partners who ...