Discover how contingent commissions work in insurance, why they cause conflict, and their history, offering insights into regulations and ethical practices.

Forbes contributors publish independent expert analyses and insights. James Broughel is an economist focused on the economics of regulation. Elon Musk has floated the idea of a government efficiency ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...