File and suspend was a Social Security strategy that let retirees claim spousal benefits while deferring their own retirement credits. It ended in 2016.

If you're receiving Social Security benefits, you may be able to pause them temporarily so you can get a bigger check later on. Here's how. Blake Stimac Writer Blake has over a decade of experience ...

Suspending your retirement benefits means exactly that – it involves requesting a temporary break from receiving your monthly payouts. But because it’s Social Security, there are certain rules that ...

The 'file and suspend' strategy, once a popular method for maximizing Social Security benefits, is no longer available as of 2025. This change stems from the Bipartisan Budget Act of 2015, which ...

Deciding when to start collecting Social Security benefits is a pivotal financial decision that can affect your retirement ...