Why do we allow insurance pools, especially in health insurance? Obviously it is a moneymaker for the insurance company, but it appears unique to the insurance industry. My neighbors and I don't pay ...

Insurers are using new tools and resources to assess your health and risks when setting life insurance rates Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an ...

Critical illness insurance provides a lump sum payment upon diagnosis of a serious illness, helping cover medical and nonmedical expenses that standard health insurance might not fully cover. You may ...

Over the past century, the proportion of health-care services purchased through insurance—as opposed to directly by patients—has surged, thanks to the exemption of employer-sponsored benefits from ...

With the cost of health insurance set to rise, some Americans are asking a surprising question: Is it actually cheaper to get medical care without it? The short answer: Sometimes. But not often. And ...

Rising medical costs mean that a single hospital stay can disturb a family budget, even when a policy shows a large sum insured on paper. Many people search online for the best health insurance policy ...