FHA loans are available to any borrower who meets the eligibility criteria, while VA loans are available only to active-duty ...

With the Fed’s third rate cut this year, refinancing your mortgage at a 0.50% lower rate can save you over $40,000. Here are ...

The U.S. Department of Housing & Urban Development (HUD) has announced updated loan limits for calendar year 2026 under the ...

Buying a home can be a long, stressful, and expensive undertaking, but home buyers may be able to expedite this process while minimizing stress and keeping out-of-pocket costs manageable by choosing ...

As FHA borrowers face mounting affordability pressure and rising delinquency rates, a new bipartisan bill called the ...

Research has shown that FHA buyers have been intentionally excluded from the housing market in the past. What’s surprising is ...

Explore how the FHA supports homebuyers with mortgage insurance and low down payments. Learn the agency's history and its role in making homeownership accessible.

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

FHA loans have their own specific set of requirements, including credit score and down payment, that may be lenient than other mortgages' criteria. All FHA loans require you to pay a mortgage ...

To get the refinance you want, you need to explain your goal in words that the lender understands. This is a guide to what to say, complete with sample sentences that you can use as you kick off a ...

If you’re shopping for a mortgage, you may be wondering whether to opt for a conventional loan or an FHA loan. Federal Housing Administration (FHA) mortgage loans are government-insured, not ...

FHA loan requirements: FHA loans explained Federal Housing Administration (FHA) loans are a popular choice for first-time homebuyers and other borrowers who, for a variety of reasons, may have a hard ...