Who's this for? Pacific Debt Relief is one of the oldest companies on our list, having settled more than $500 million in ...

You may be able to settle your debts with creditors for less than you owe Ken Clark has co-managed over $100 million in retirement accounts and is the author of The Complete Idiot's Guide to Getting ...

A DIY approach to debt settlement can backfire if you don't understand the legal, financial and tax risks involved.

Rising credit card balances and high interest rates can make it difficult to keep up with monthly payments, especially when ...

A credit card charge-off won't wipe the slate clean, despite what it sounds like. Here's what happens instead.

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Credit card debt has become a pervasive financial challenge ...

Debt settlement may reduce your debt, but expect an impact to your credit score Erika Rasure is globally-recognized as a leading consumer economics subject matter expert, researcher, and educator. She ...

Behind on your debt payments? If so, you may want to keep an eye out for signs that garnishment is on the horizon.

With federal oversight in retreat, deep-pocketed collection companies are aggressively pursuing down-and-out consumers who are struggling with record levels of credit card debt. Meanwhile, consumer ...

For many Americans, credit card debt has become more than a temporary financial inconvenience. The rising costs of essentials like groceries, housing and utilities have pushed more consumers to rely ...